Os nossos Fundos

Glossário

Apresentamos um guia de referência de alguns termos técnicos que poderá encontrar enquanto explora os nossos fundos.

A

Ações ordinárias

Uma classe de ações numa empresa de capitais abertos em que o titular tem direito ao pagamento de dividendos e a votar nas assembleias gerais. Esses investidores estão abaixo dos titulares de ações preferenciais e credores em termos de direito aos ativos da empresa em caso de falência ou liquidação.

Ações preferenciais

Uma classe de ações numa empresa de capitais abertos em que o titular tem direito a dividendos antes dos titulares de ações ordinárias, mas não tem direitos de voto. Os titulares de ações preferenciais estão acima dos acionistas ordinários em termos do seu crédito aos ativos da empresa em caso de falência ou liquidação.

Ações

Ver ações ordinárias ou preferenciais.

Afetação de ativos

A forma como um investimento é dividido em classes de ativos. Por exemplo, um fundo pode deter uma combinação de ações, obrigações e ativos líquidos.

Agência de notação de crédito

Uma empresa que atribui notações de crédito a emitentes de dívida. As agências incluem a Fitch, a Moody’s e a Standard & Poor’s.

Ajustamento de diluição

Utilizado para proteger os investidores existentes contra os custos de compra e venda de investimentos dentro do fundo. Normalmente só é aplicado quando esses custos são significativos.

Alavancagem financeira

A medida em que uma empresa é financiada pelos acionistas e mutuantes. Quando a proporção da dívida é superior ao capital uma empresa é considerada altamente alavancada.

Alavancagem

Alavancagem refere-se a um fundo ser exposto, em mais de 100% do seu valor patrimonial líquido, a ativos ou mercados, normalmente para melhorar os retornos. Alavancagem também pode significar quanto uma empresa deve em comparação ao que tem. Ver também Alavancagem financeira.

Alfa

O alfa mede o desempenho. Um alfa positivo indica que um fundo teve um desempenho superior ao de outros fundos ou um indicador de referência comparáveis.

Alternativos

Um tipo de investimento não tradicional que inclui mercadorias, infraestruturas, private equity e capital de risco.

Anuidade

Um tipo de seguro que fornece um rendimento regular em troca de um pagamento (através de um montante fixo ou em prestações).

Ativos ilíquidos

Ativos cuja venda ou compra é difícil.

Ativos quase líquidos

Ativos que não se encontram atualmente na forma de ativos líquidos disponíveis, mas que podem ser convertidos muito rapidamente.

Ativos sob gestão (AUM)

O valor total de investimentos detido numa carteira.

Ativos/classe de ativos

Os investimentos podem ser divididos em cinco grupos principais denominados classes de ativos: ativos líquidos, obrigações, imóveis, ações e alternativos.

Autoridade de Conduta Financeira (FCA)

A Autoridade de Conduta Financeira é o regulador do Reino Unido para o setor dos serviços financeiros.

Autoridade de Regulamentação Prudencial (ARP)

A entidade reguladora responsável pela regulamentação prudencial do setor dos serviços financeiros do Reino Unido.

Avaliação

Um método de avaliação do valor das ações de uma empresa.

B

No data found

C

Can finanse

A type of insurance policy that provides a regular income in exchange for a lump sum.

Annuity

A type of insurance policy that provides a regular income in exchange for a lump sum.

Asset class

A generic type of investment, such as equities, bonds or cash

Asset allocation

The practice of dividing your investment portfolio among different assets such as cash, equities, bonds, property and commodities.

Annual Management Charge (AMC)

The fee paid to the investment manager for managing your investment in a fund.

Annuity

A type of insurance policy that provides a regular income in exchange for a lump sum.

Asset class

A generic type of investment, such as equities, bonds or cash

Asset allocation

The practice of dividing your investment portfolio among different assets such as cash, equities, bonds, property and commodities.

D

Annual Management Charge (AMC)

The fee paid to the investment manager for managing your investment in a fund.

Annuity

A type of insurance policy that provides a regular income in exchange for a lump sum.

Asset class

A generic type of investment, such as equities, bonds or cash

Asset allocation

The practice of dividing your investment portfolio among different assets such as cash, equities, bonds, property and commodities.

Annual Management Charge (AMC)

The fee paid to the investment manager for managing your investment in a fund.

Annuity

A type of insurance policy that provides a regular income in exchange for a lump sum.

Asset class

A generic type of investment, such as equities, bonds or cash

Asset allocation

The practice of dividing your investment portfolio among different assets such as cash, equities, bonds, property and commodities.

E

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

F

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

G

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

H

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

I

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

J

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

K

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

L

Balanced portfolio

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.

Balance sheet

Accounting statement showing a company’s financial position.

Bank of England base rate

The UK’s central bank, which sets interest rates, issues banknotes and acts as a regulator of the UK’s financial system.

Bank of England base rate

The interest rate at which the Bank of England lends to institutions.

Bank of England base rate

A portfolio combining shares and bonds to even out risk and maximise return.